Financial software, built by operators.
Finoment LLC (USA) and FİN PAY TEKNOLOJİ A.Ş. (Türkiye) are software development, fintech research, and consulting companies. We build software infrastructure — payment orchestration, non-custodial crypto rails, corporate expense-card platforms, white-label identity verification, and a fintech accelerator — and we consult on international fintech launches. We are not a bank, EMI, or regulated financial-services provider. We're glad you're here — tell us the problem, we'll help solve it.
Not a bank or EMI
Finoment is a software development, fintech research, and consulting company. We do not hold customer funds, do not issue stored-value accounts, and do not provide banking, payment institution, money-transmission, or electronic-money services.
Products & ventures
Each brand runs on its own stack and team — Finoment provides the capital, engineering standards, and compliance backbone.
Fintem
Payment orchestration platform, joined forces with FXBO. Route, retry and reconcile across acquirers from a single API.
Finomesh
Non-custodial crypto payment infrastructure for businesses. Funds settle directly to merchant wallets — never held by us.
ZODO
Corporate expense-card platform for mid-market and enterprise. Available as a white-label solution — issue branded cards, set programmatic controls, and close books faster.
KYC / KYB
White-label identity verification built on Didit. Embed KYC and KYB flows under your own brand with enterprise-grade compliance and webhook-ready audit trails.
finWORK
Shared workspace and fintech accelerator based in Istanbul, Türkiye — the on-the-ground home of our regional operations.
Two companies. One group.
Finoment LLC
Group holding, IP owner, and seller of record for our own digital products and consulting services. Runs accounting, R&D, and compliance backbone for the portfolio. Does not hold third-party funds or operate as a financial institution.
FİN PAY TEKNOLOJİ ANONİM ŞİRKETİ
Turkish operating entity — home of finWORK, our fintech co-working space and accelerator, and the launchpad for regional partnerships across EMEA.
finWORK
Co-work · Accelerate
Fintech co-working space & accelerator in Istanbul.
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